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New central air conditioner condenser installed on a pad beside a home by J&K Heating & Cooling

How Much Does HVAC Cost in Monroe, MI? (2026 Prices)

“Most new air conditioners in Monroe County cost $5,000 to $8,500 installed, gas furnaces $4,200 to $7,200 and gas boilers $6,500 to $10,000. Here’s what moves the price, and what a service call costs.”

Here’s what heating and cooling work costs at J&K Heating & Cooling in 2026, in plain numbers. These are installed prices for typical Monroe County homes, and you’ll get your exact price in writing before you decide.

2026 prices at a glance

Central air conditioner

$5,000–$8,500

installed

Gas furnace

$4,200–$7,200

installed, 80% to 96% efficiency

Furnace + central air

$8,800–$10,900

premium systems up to $16,000

Mini-split, one zone

$4,700–$5,500

larger systems up to about $7,500

Mini-split, multi-zone

$7,800–$10,400

installed

Gas boiler

$6,500–$10,000

steam, multi-zone and venting changes can cost more

Good to know

  • Service calls are $110, or $175 after hours, and $0 for ESA members.
  • Replacement estimates are free. If you had a service call first and then replace, we credit those fees toward the new system.
  • Financing is available, including 0% APR for up to 60 months with approved credit.
  • Emergency service is available any day and any time, subject to on-call technician availability.

Prices by system

Central air conditioner: $5,000 to $8,500

Most central air conditioner replacements cost $5,000 to $8,500 installed, depending on the size and efficiency (SEER2) of the system and your home’s ductwork. We size every air conditioner to the home, not the old nameplate, and match it to your furnace or air handler so the whole system runs efficiently. See AC installation.

High-efficiency gas furnace with PVC venting next to a water heater in a basement

Gas furnace: $4,200 to $7,200

Most furnace replacements cost $4,200 to $7,200 installed, depending on the model: a standard 80% efficiency furnace sits toward the lower end, and a 96% high-efficiency furnace costs more. See what a new furnace costs in Monroe.

Furnace and central air together: $8,800 to $10,900

Replacing your furnace and central air together usually runs $8,800 to $10,900: about $8,800 with a standard 80% furnace and about $10,200 with a 96% high-efficiency furnace. Premium systems can run up to $16,000. Replacing both at once lets us match the furnace and the air conditioner so they work as one system.

Ductless mini-splits: $4,700 to $10,400

A single-zone ductless mini-split usually costs $4,700 to $5,500 installed, and larger single-zone systems run up to about $7,500. Multi-zone systems usually cost $7,800 to $10,400. Mini-splits heat and cool rooms without ductwork, like additions, bonus rooms and sunrooms. See ductless mini-splits.

Wall-hung high-efficiency boiler with circulator pump and expansion tank, installed by J&K

Gas boiler: $6,500 to $10,000

Most gas boiler replacements in Monroe County cost $6,500 to $10,000 installed. Cast iron boilers sit near the $6,500 end, and higher-efficiency systems, including combi boilers, run toward $10,000. Multi-zone systems, steam systems and chimney or venting changes can cost more. See what a new boiler costs in Monroe County.

What changes the price

  • Size. The equipment has to match your home’s heating and cooling load, not just the old unit’s label.
  • Efficiency. Higher SEER2 (air conditioners) and AFUE (furnaces and boilers) ratings cost more up front and less to run.
  • Ductwork, venting and gas lines. Repairs or changes to these add to the job.
  • Electrical work. Some systems need a new circuit or disconnect.
  • Zones and controls. More zones mean more equipment and more labor.

Repairs, water heaters and heat pumps

A service call is $110, or $175 after hours, and covers the trip to your home. Diagnostic work and any repairs are added on top, and you approve the price before we start. Members of our ESA maintenance plan pay $0 for service calls. Repair prices depend on what failed, so we quote each repair before any work starts.

Tankless gas water heater with new copper piping installed on a basement wall by J&K Heating & Cooling

Water heaters (tank and tankless) and heat pumps vary too much from home to home for a fair range, so we quote them after we see the job. Call (734) 587-3184 and you’ll get the price before any work starts.

Maintenance plan: $24.99 a month

Our ESA maintenance plan is $24.99 a month or $299.88 a year. It includes seasonal tune-ups, and members pay $0 for service calls, including after hours.

Common questions

Is it better to repair or replace?

It depends on the age of the system and what failed. If a furnace is under about 15 years old and one part failed, repair usually wins. At 15 to 20 years or more, or with a cracked heat exchanger, replacement is usually the better investment. For an air conditioner, the line is closer to 10 to 15 years. We’ll give you both options so you can decide.

Do these prices include installation?

Yes. The ranges above are installed prices for typical homes. Your written quote lists the equipment, labor and any extra work, like ductwork, venting or electrical changes, before you commit.

Why might my quote be higher or lower?

Mostly because of size, efficiency and the condition of your ductwork, venting, gas line and wiring. A small home with good ductwork lands near the low end. A large home, a high-efficiency system or extra work pushes it higher.

Do you charge for estimates?

Replacement estimates are free. Repairs start with a service call: $110, or $175 after hours, and $0 for ESA members.

We’re a Rheem Pro Partner, and we can source and service virtually any brand. J&K is licensed (MI #7109194) and family-owned in Monroe since 1986. Call (734) 587-3184 to get a price for your home.

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